Perlindungan Data Pribadi Nasabah dalam Fintech Syariah: Perspektif Hukum Ekonomi Syariah dan Hukum Positif
DOI:
https://doi.org/10.62007/joumi.v4i1.928Keywords:
Customer Personal Data, Sharia Fintech, Sharia Economic LawAbstract
The development of information technology has driven the transformation of the financial services sector through the presence of Financial Technology (Fintech). The purpose of writing this article is to understand the protection of customer personal data in Sharia Fintech: the perspective of Sharia economic law and positive law. This study uses a normative legal research method (normative juridical). The results of this study are firstly, strengthening the harmonization of personal data protection regulations with the principles of Sharia economic law, the protection of customer personal data in the implementation of Sharia fintech requires harmonization between the provisions of positive law and Sharia economic law to create legal certainty while ensuring the fulfillment of Sharia values in digital financial services. Secondly, increasing education and literacy on personal data protection for Sharia fintech customers, increasing education and literacy regarding personal data protection is one of the important efforts to minimize the risk of data misuse in the implementation of Sharia fintech. Thirdly, strengthening the supervision and cybersecurity system in Sharia fintech, strengthening the supervision and cybersecurity system is an important step in protecting customer personal data in the implementation of Sharia fintech. Therefore, Sharia-compliant fintech providers are required to have a security system capable of ensuring the confidentiality, integrity, and availability of customer data.
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