Optimalisasi Pengelolaan Zakat Produktif dalam Meningkatkan Kesejahteraan Mustahik

Abstract

This study aims to analyze the optimization of productive zakat management to improve mustahiq welfare. A qualitative approach was employed using in-depth interviews, observation, and documentation studies conducted at zakat institutions in Indonesia. Data analysis followed Miles and Huberman's interactive model. Results indicate that productive zakat optimization encompasses four critical dimensions: accountability-based governance, structured mustahiq segmentation, sustained business mentoring programs, and welfare-indicator-based monitoring. This integrated approach demonstrably increased mustahiq income by an average of 106% within one year. The study proposes the TPEM (Governance, Productivity, Evaluation, Mobilization) optimization model as a scientific novelty applicable to zakat institutions across Indonesia.