Penerapan Program Celengan Pintar untuk Meningkatkan Literasi Keuangan dan Kebiasaan Menabung Siswa SDN 189/II Dusun Sari Mulya Kabupaten Bungo
DOI:
https://doi.org/10.62007/jouipi.v4i3.994Keywords:
Community Service, Elementary School Students, Financial Education, Financial Literacy, Saving Habits.Abstract
Financial literacy is the ability to understand and manage finances wisely. Introducing financial literacy at the elementary school level is crucial so that students gain an understanding of money usage, the distinction between needs and wants, and the importance of saving. This community service activity was conducted at SD 189 Dusun Sari Mulya, Bungo Regency, targeting sixth-grade students through the "Celengan Pintar" (Smart Piggy Bank) program. The activity began with an educational session explaining the concept of financial literacy. Students were then encouraged to discuss how they spend their daily allowance and were taught the difference between needs and wants. As a hands-on exercise, each student received a piggy bank to decorate and personalize. Students also discussed what they would like to do once they had saved enough money—such as saving up to buy books. The activity aimed to raise student awareness regarding the importance of early financial management and to foster a simple habit of saving. The results showed that students participated enthusiastically and grasped the fundamentals of financial literacy, particularly in distinguishing between needs and wants and setting savings goals. The "Celengan Pintar" program is expected to serve as a simple yet engaging tool to help students incorporate the habit of saving into their daily lives.
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