Journal Title : Jurnal Multidisiplin Indonesia Initials : JOUMI Frequency : Maret, Juni, September dan Desember Print ISSN : 2986-7533 Online ISSN : 2986-7541 Editor in Chief : Muhammad Haris, M.Pd.I DOI : 10.62007 Publisher : PT. ALHAFI BERKAH INDONESIA Jurnal Multidisiplin Indonesia (JOUMI) jurnal ini adalah Jurnal Multidisiplin Indonesia sebagai sebuah jurnal ilmiah diharapkan dapat menunjukkan kepada masyarakat luas akan kekayaan khazanah keilmuan melingkupi berbagai dimensi kehidupan. Ruang lingkup dan fokus terkait dengan penelitian dengan pendekatan Multidisipliner, yang meliputi: Ilmu Ekonomi dan Bisnis, Matematika dan Ilmu Pengetahuan Alam, Humaniora, Ilmu Sosial, Komunikasi, Teknik, Informatik, Pertanian, Perikanan, Kehutanan, Kesehatan dan Kedokteran. Jurnal ini terbit 1 tahun 4 kali (Maret, Juni, September dan Desember). Indexed by: Journal Sponsors and Partners :
The Relationship Between Human Resource Planning and Operational Effectiveness in National Private Companies
This study analyzes the relationship between human resource planning and operational effectiveness in national private companies. A quantitative method with survey approach was used to collect data from 150 managers across 30 national private companies in Jakarta, Surabaya, and Bandung. The research instrument consisted of structured questionnaires using a 5-point Likert scale. Multiple linear regression analysis revealed a significant positive correlation (r = 0.742, p < 0.01) between HR planning and operational effectiveness. HR planning variables explained 55.1% of the variance in operational effectiveness. Workforce planning dimension contributed most significantly (β = 0.453) to operational effectiveness. Findings indicate that companies with good HR planning systems experienced an average productivity increase of 23.5% and employee turnover reduction of 18.3%. This research contributes theoretically to HRM field and practically for corporate policy makers in enhancing operational effectiveness through optimal HR planning.
Copyright (c) 2025 Joanico Sarmento Gomes, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
Comparative Analysis of Financial Performance PT. Waskita Karya Tbk and PT. Wijaya Karya Tbk with Independent Sample T-Test Method Levene Period 2014 - 2023
The Ministry of SOEs has made the decision to keep running businesses like PT Wijaya Karya Tbk (WIKA) and PT Waskita Karya Tbk (WSKT) despite financial problems and threats of dissolution. The financial condition of the two BUMN Works is currently experiencing a significant decline for almost all performance indicators. From the Financial Statements of the two BUMN works for the last 5 (five) years, several financial ratio indicators show financial performance that leads to Financial Distress conditions. Both BUMN Karya are still maintained because they contribute significantly to the country's economy and have a sustainable business model. The purpose of this study is to compare The financial outcomes of PT Waskita Karya Tbk and PT Wijaya Karya Tbk. The debt to equity ratio, operating cash flow ratio, interest coverage ratio, current ratio, and return on assets are among the financial performance metrics that are examined. Levene's Independent Sample T-Test method is the method of data analysis used in this inquiry. The results showed that in most financial ratios, PT Wijaya Karya (Persero) Tbk fared better than PT Waskita Karya (Persero) Tbk.
Copyright (c) 2025 Ramdhani Agung Sukirno, Muhammad Gilang Rahmadani, Donald Bintang Satria https://creativecommons.org/licenses/by-sa/4.0
Dynamics of Changes in the Representative Structure in the MPR RI Post-Amendment of the 1945 Constitution of the Republic of Indonesia and Its Implications for the Function of the State Representative Institution
This study examines the dynamics of changes in the representative structure in the People's Consultative Assembly (MPR) of the Republic of Indonesia after the amendment to the 1945 Constitution of the Republic of Indonesia, especially related to the elimination of the Group Representative element in MPR membership. This change has a significant impact on the existence of the MPR as a state representative institution, both in relation to its role and function in the Indonesian state system. This study aims to analyze the implications of the elimination of the Group Representative on the function of people's representation, as well as its impact on the legislative process and political decision-making in Indonesia. With a legal analysis approach, this study reveals how these changes reflect the evolution of the representative system in Indonesia and assess whether the MPR can still carry out its functions effectively in the context of post-reform democracy.
Copyright (c) 2025 Rosando Rosando, KMS Herman https://creativecommons.org/licenses/by-sa/4.0
Digital Payment Revolution: Reshaping Student Transactions at ISB Atma Luhur
This study investigates the factors influencing digital wallet adoption among ISB Atma Luhur Pangkalpinang students through a modified UTAUT model, addressing the growing need for digital payment solutions in higher education. The research uniquely integrates hedonic motivation, habit, and promotion factors into the UTAUT framework, extending our understanding of digital wallet adoption in campus environments.The study employed a quantitative approach, collecting data from 300 students through purposive sampling and analyzing it using Partial Least Square Structural Equation Modeling (PLS-SEM). The findings revealed that performance expectancy emerged as the strongest predictor of behavioral intention (β=0.794), followed by effort expectancy (β=0.585) and hedonic motivation (β=0.353), aligning with Yang et al.'s (2021) observations on digital payment adoption patterns. Behavioral intention demonstrated a robust mediating effect on use behavior (β=0.804), supported by promotion (β=0.581), while social influence and habit showed no significant impact. The research model exhibited strong predictive capability, explaining 87.5% of variance in behavioral intention (R²=0.875) and 75.2% in use behavior (R²=0.752). These findings provide crucial theoretical and managerial implications for developing effective digital wallet adoption strategies in higher education institutions, particularly focusing on enhancing user experience and perceived benefits.
Copyright (c) 2025 Seno Hadi, Krisna Adiyarta, Devi Irawan, Arifin Arifin https://creativecommons.org/licenses/by-sa/4.0
The Role of Corporate Social Responsibility in Improving the Quality of Social Life and Environmental Sustainability and its Implications for National Political Dynamics
Corporate Social Responsibility (CSR) is a company's commitment to implementing business practices that are not only profit-oriented but also social and environmental aspects. This study aims to analyze the role of CSR in improving the quality of social life in the community and its contribution to environmental sustainability. In addition, this study also highlights how the implementation of CSR can influence national political dynamics, both through improving the company's image in the public eye and through pressure on policymakers to be more responsive to sustainability issues. Well-integrated CSR can create harmonious relationships between companies, communities, and governments. The implementation of CSR that focuses on education, health, local economic empowerment, and environmental preservation has been proven to improve social welfare and minimize the negative impacts of industrial activities on the environment. On the other hand, CSR activities also have political potential because they can shape public opinion, influence policy direction, and even be used as a tool for corporate diplomacy. Thus, CSR is not only an ethical instrument in the business world but also has a strategic impact on the social and political order at the national level. This study recommends a more holistic and sustainable CSR approach so that its benefits can be widely felt by all stakeholders.
Copyright (c) 2025 Suhadi Sukendar Situmorang, Abdullah Sulaiman https://creativecommons.org/licenses/by-sa/4.0
The Contribution of The Realization of Agricultural Product Industry Investment to Gross Domestic Product of Agricultural and Employment in Indonesia
The agricultural sector plays a crucial role in Indonesia's economy, contributing significantly to the Gross Domestic Product (GDP) and providing employment opportunities for a large portion of the population. Recent trends indicate an increase in investments in the agricultural product industry, which raises important questions about its potential impact on economic growth and job creation. Understanding this relationship is vital for policymakers aiming to enhance the sector's contributions to overall economic development.. This research aims to investigate the contribution of agricultural product industry investment to the Gross Domestic Product (GDP) of the agricultural sector and employment levels. To achieve this, the study employs the Error Correction Model (ECM) for data analysis, enabling a thorough examination of both short-term and long-term relationships between the variables. The results reveal that the realization of agricultural industry investment has a significant and positive impact on agricultural GDP and employment opportunities. These findings underscore the potential of agricultural investment as a vital strategy for stimulating economic growth and addressing unemployment in the sector.
Copyright (c) 2025 Ugi Sugiharto, Pudji Astuty, Sugiyanto Sugiyanto https://creativecommons.org/licenses/by-sa/4.0
Smart Finance, Stronger Business: Digital Financial Management Impact on MSME Sustainability
The effect of digital financial management on the long-term viability of SMEs in Pangkalpinang City is examined in this study. This study looks at how business financial management and the sustainability of SMEs are affected by the use of digital financial technology, digital financial literacy, digital security awareness, and digital payment integration. Using a quantitative approach and survey methodology, the study aims to survey 389 MSME owners and managers in Pangkalpinang who were chosen by simple random sampling. Structural Equation Modeling-Partial Least Square (SEM-PLS) was used to analyze the data. The findings of the study indicate that the Adoption of Digital Financial Technology has the strongest influence on Business Financial Management (0.716) and MSME Sustainability (0.934), followed by Digital Financial Literacy which significantly affects Business Financial Management (0.603) and MSME Sustainability (0.735). Digital Security Awareness and Digital Payment Integration also show a positive influence on both variables. Business Financial Management has a positive effect on the Sustainability of SMEs (0.605), with an R Square value of 0.742 indicating that the research model has strong predictive capability. These findings imply the importance of digital transformation in supporting the sustainability of MSMEs through the enhancement of operational efficiency and the optimisation of financial resource management.
Copyright (c) 2025 Yulianti Yulianti, Burham Isnanto, Amri Amri , Iput Yolantika https://creativecommons.org/licenses/by-sa/4.0
Policy Updates In Efforts To Prevent And Handle Criminal Acts Of Human Trafficking To Increase Protection For Women And Children From Exploitation
Human Trafficking (TPPO) is a transnational crime that is increasingly worrying, especially because women and children are the groups most vulnerable to exploitation. Gender-based TPPO often involves sexual exploitation, forced labor, and modern slavery, which are influenced by economic, and social factors, and weaknesses in the legal system. Gender discrimination, poverty, and unequal access to education and employment are the main factors that push women and children into human trafficking networks. In addition, patriarchal culture and social norms that place women in subordinate positions further exacerbate their vulnerability to exploitation. This study aims to analyze patterns of exploitation of women and children in TPPO and identify the main causal factors that contribute to the high number of victims from this group. This study uses a qualitative method with a descriptive-analytical approach. The data used comes from secondary sources, such as official reports from international organizations (ILO, UNODC, UNICEF), academic journals, and national policies related to TPPO. Data analysis was carried out using a thematic approach to identify patterns of gender-based exploitation, main causal factors, and policy responses that have been implemented by various parties in dealing with and preventing human trafficking. This study also refers to feminist theory to understand how social structures and gender norms contribute to the vulnerability of women and children in cases of TPPO. By understanding the dynamics of this exploitation, it is expected that this study can provide more effective recommendations in efforts to prevent and protect victims of TPPO, as well as encourage policies that are more inclusive and responsive to gender issues.
Copyright (c) 2025 Ahmad Haikal, Evita Isretno Israhadi https://creativecommons.org/licenses/by-sa/4.0
The Polemic Of Discretion In Abuse Of Authority By Public Officials In The Perspective Of The Principles Of A Clean And Corruption-Free Legal State
Discretion is a legal instrument given to public officials to make decisions or act under certain conditions without explicit laws and regulations. Discretion is critical in government, especially in providing flexibility for state apparatus to perform their duties and obligations. However, in practice, discretion is often misused by public officials under the pretext of broader administrative or policy interests. Abuse of authority through discretion can give rise to various legal problems, including increased practices of corruption, collusion, and nepotism (KKN), which are contrary to the principles of a clean and corruption-free legal state. Therefore, an in-depth study is needed regarding the limitations, supervision, and accountability mechanisms of public officials in implementing discretion so that it does not conflict with the principles of good governance and legal certainty. This study uses a normative juridical method with a statute and a conceptual approach. The analysis was conducted on various legal norms that regulate discretion, including the Law on Government Administration, as well as the principles of administrative law relating to the authority of public officials. In addition, this study also examines the mechanism of supervision of discretion to prevent abuse of authority that can harm the interests of society and the state. Thus, this study is expected to provide a deeper understanding of discretion in a state of law and provide recommendations on possible actions to strengthen the supervision and accountability of public officials in exercising their authority.
Copyright (c) 2025 Andik Puja Laksana, Suparno Suparno https://creativecommons.org/licenses/by-sa/4.0
Human Resource Development In The Public Sector As A Catalyst For Regional Economic Development
This study explores the role of human resource (HR) development in the public sector as a catalyst in driving regional economic growth. A qualitative approach was used with a library research method and in-depth interviews with eight key informants from local government institutions, academics, and economic development practitioners. The study results indicate that planned, competency-based, and public service-oriented HR development can improve bureaucratic performance, accelerate decision-making, and encourage efficient governance. It has a direct impact on improving the investment climate and regional economic productivity. The study found that inter-sectoral collaboration and strengthening institutional capacity are significant factors in the success of the HR development agenda in the public sector. This study recommends improving the quality of training, performance-based evaluation, and utilizing digital technology as a strategy for sustainable HR development.
Copyright (c) 2025 Ani Nuraini, Darwati Susilastuti https://creativecommons.org/licenses/by-sa/4.0
Optimization Of Village Natural Resource Management Policies by Village-Owned Enterprises (BUMDES) to Improve Local Community Welfare
The management of natural resources (NR) in villages has great potential to support the improvement of local community welfare, yet in reality, many villages have not been able to systematically and sustainably optimize their natural wealth. Village-Owned Enterprises (BUMDes), as economic and legal entities mandated by Law Number 6 of 2014 concerning Villages, hold a strategic position to manage these potentials. This study aims to analyze the role and optimization of village NR management policies through BUMDes as a means to create community welfare, as well as to examine obstacles encountered in practice. Using a normative juridical approach and analysis of the latest regulations such as Government Regulation No. 11 of 2021, Law No. 23 of 2014, Law No. 6 of 2023, and Law No. 32 of 2009, this research highlights the importance of regulatory synchronization and strengthening the institutional capacity of BUMDes. The findings indicate that although there is a sufficiently strong legal basis, many BUMDes lack legal entity status, experience managerial limitations, and have minimal technical regulatory support at the regional level. Therefore, policy optimization through the formulation of Village Regulations, harmonization with regional development planning, and enhancement of human resource competencies is essential. Institutional strengthening and cross-sectoral support are considered capable of expanding positive impacts such as increasing original village revenue, creating employment, and empowering vulnerable groups. This study recommends sustained collaboration among government, community, and private sectors as a pathway toward village welfare based on local independence.
Copyright (c) 2025 Apolo Justino França da Silva, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
Talent Management In Enhancing Corporate Competitiveness In The Era Of Industry 4.0: A Case Study Of Pt Nestlé Indonesia
This study aims to examine the role of talent management in enhancing corporate competitiveness in the era of Industry 4.0, using PT Nestlé Indonesia as a case study. A qualitative method was employed, utilizing a library research approach that analyzes various literature related to talent management and corporate competitiveness. Data were collected through a literature review involving books, journals, and relevant articles discussing the challenges and strategies of talent management in the context of technological change and digitalization. The findings indicate that effective talent management such as digital skills development, innovation in recruitment processes, and clear career planning plays a crucial role in improving corporate competitiveness. PT Nestlé Indonesia has implemented various talent management strategies to prepare its employees for the Industry 4.0 transformation. This study concludes that adaptive and future-oriented talent management is key to maintaining competitive advantage in the digital era.
Copyright (c) 2025 Armando Monteiro, Darwati Susilastuti https://creativecommons.org/licenses/by-sa/4.0
The Influence of Employer Branding on Millennial Employee Interest and Retention in Technology Companies
This study examines the influence of employer branding on millennial employee interest and retention in technology companies. The millennial generation, born between 1981-1996, now dominates the global workforce with a 35% proportion in 2024, while the technology sector experiences employee turnover rates of up to 13.2% annually. The research employed a quantitative method with surveys of 385 millennial employees from 15 technology companies in Jakarta and Bandung. Results indicate that employer branding significantly influences millennial work interest with a coefficient of determination R² = 0.742, and employee retention with R² = 0.689. The dimensions of compensation and benefits (β = 0.324), positive work environment (β = 0.298), and career development opportunities (β = 0.267) emerged as the most influential factors. Companies with strong employer branding demonstrated 78% higher retention rates compared to those with weak branding. These findings provide practical implications for technology company management to optimize employer branding strategies in attracting and retaining millennial talent.
Copyright (c) 2025 Claudia Pereira Soares, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
Determination Of Criminal Law In The Medical Committee with Artificial Intelligence Supervision Achieves Improvement of the Quality of Doctors at Hospital X in Bekasi City
Hospitals, as health institutions, are required to continuously improve service quality, including the quality of medical personnel. The Medical Committee serves as an internal body responsible for professional control, including credentialing, performance evaluation, and the enforcement of ethics and discipline. However, challenges in the execution of these roles demand a more objective, accurate, and fast oversight mechanism. Artificial Intelligence (AI) is emerging as a technological solution capable of detecting deviations in medical practice in real time. This research employs a qualitative-retrospective approach at RS X in Bekasi to analyze the implementation of the Medical Committee's duties and the impact of AI-based monitoring on improving doctors' quality. Findings reveal weaknesses in credentialing systems and competency evaluations, as well as incomplete medical documentation that endangers patient safety. The integration of AI proved effective in enhancing professional evaluation systems and reporting. The study recommends implementing AI alongside the reinforcement of criminal law regulations in the medical field to ensure accountability and quality in healthcare services.
Copyright (c) 2025 Dicky Yulius Pangkey, Riswadi Riswadi https://creativecommons.org/licenses/by-sa/4.0
Transformation of Indonesian Police Human Resources Management in The Digital Era: Opportunities and Challenges
This study aims to examine the transformation of human resource management (HR) in the Indonesian National Police (POLRI) in facing the digital era, by highlighting the opportunities and challenges that arise. The method used is a qualitative approach with data collection techniques through in-depth interviews with POLRI personnel and literature analysis (library research) on policies, regulations, and previous studies related to the digitalization of HR management. The research results indicate that digitalization opens up opportunities for recruitment efficiency, e-learning-based training, and real-time performance monitoring. However, significant challenges were also found, such as limited technological infrastructure, resistance to changes in organizational culture, and the need to improve personnel's digital competence. The transformation of POLRI HR management requires adaptive strategies and visionary leadership to align digital demands with the values of police professionalism. This study is expected to be a strategic reference in the development of technology-based POLRI HR policies.
Copyright (c) 2025 Elka Rudlof Saputro Nugroho, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
The Influence of Corporate Culture on Employee Adaptability During Organizational Change at PT Sido Muncul Tbk
This study aims to examine the influence of corporate culture on employee adaptability during organizational change at PT Sido Muncul Tbk. The method used is a qualitative approach with in-depth interviews and literature review. Interviews were conducted with 10 respondents from various managerial and operational levels to explore their views on corporate culture and how that culture affects employees' ability to adapt to ongoing changes. Additionally, the study reviews relevant theories to support the analysis. The results show that an open, inclusive corporate culture that supports effective communication plays an important role in facilitating employee adaptation to change. Conversely, a more hierarchical and less flexible culture can hinder the adaptation process. This research provides insights for company management to design change strategies that consider cultural aspects to support a smooth organizational transition..
Copyright (c) 2025 Genoveba Moreira Rato Lopes, Darwati Susilastuti https://creativecommons.org/licenses/by-sa/4.0
The Effect of Rice Productivity on Farmers' Welfare and Food Crop Investment in Indonesia
Rice is a fundamental staple in Indonesia, playing a vital role in both the diet of the population and the agricultural economy. As rice productivity influences not only food security but also the economic well-being of farmers, understanding this relationship is crucial for developing effective agricultural policies. Enhanced productivity can lead to increased income for farmers, which in turn can foster greater investment in food crop production and improve overall agricultural sustainability. The study aims to determine how improvements in rice productivity influence the economic well-being of farmers and their investment decisions in food crops. Utilizing the Error Correction Model (ECM) for data analysis, the research examines both short-term and long-term relationships between rice productivity, farmers' welfare, and food crop investment. The findings reveal that increased rice productivity significantly enhances farmers' welfare, leading to higher levels of investment in food crops. These results highlight the importance of improving rice productivity as a strategy to promote agricultural development and improve the livelihoods of farmers in Indonesia.
Copyright (c) 2025 Nurina Endra Purnama, Darwati Susilastuti, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
Economic Analysis In The Formation of Legislation in Indonesia
The formulation of legislation in Indonesia holds a pivotal role in establishing a legal framework that ensures inclusive and sustainable economic growth. With a population exceeding 282 million, Indonesia is confronted with multifaceted challenges in formulating policies that equitably balance economic, social, and environmental interests. This article critically examines the legislative process in Indonesia from an economic perspective, emphasizing its implications for the investment climate, economic growth, and sustainable development. The study references various case studies, including the enactment of the Job Creation Law (2020), which seeks to enhance investment competitiveness through bureaucratic streamlining but has elicited criticism regarding labor protection and environmental sustainability. This article underscores that the quality of regulatory frameworks and the assurance of legal certainty constitute fundamental determinants of economic stability and competitiveness. The analysis demonstrates that, while Indonesia has recorded an average annual economic growth rate of approximately 5%, persistent regulatory uncertainty and abrupt policy changes represent significant impediments to foreign direct investment (FDI) and the advancement of specific economic sectors. Moreover, the divergence of interests among governmental authorities, the private sector, and civil society in the legislative process creates additional obstacles to the adoption of equitable and inclusive policies. The article advocates for the integration of comprehensive economic analysis into the legislative drafting process to enhance transparency, consistency, and efficacy in regulatory outcomes. Such an approach is anticipated to mitigate adverse effects on social and environmental sectors while concurrently fostering the realization of national sustainable development objectives. Accordingly, this analysis provides valuable insights into the critical role of legislation in advancing economic stability and promoting equitable prosperity within Indonesia's legal and economic landscape.
Copyright (c) 2025 K. Johnson Rajagukguk, Faisal Santiago, Ahmad Redi https://creativecommons.org/licenses/by-sa/4.0
Factors Affecting the Growth of Micro, Small, and Medium Enterprises in the Bangka Belitung Islands Province
The problem faced by developing countries is the welfare of their country. One of Indonesia's national development plans was carried out in order to realize efforts to improve community welfare. This research aims to analyze the factors that influence the growth of MSMEs in the Bangka Belitung Islands Province. The research method used in the research is ordinary least squares multiple and simple linear regression on panel data. The independent variables used are financing, investment, cooperatives, infrastructure and tourist visits, while the dependent variable is the growth of the MSME sector. The research results show that: Financing, investment, cooperatives, infrastructure and tourist visits simultaneously and partially influence the empowerment of the MSME sector.
Copyright (c) 2025 Kholil Harahap, Wahyu Murti, Sugianto Saleh https://creativecommons.org/licenses/by-sa/4.0
Utilization Of Human Resources Analytics In Corporate Strategic Decision Making at PT Coca Cola Amatil Indonesia
This study examines the use of Human Resource (HR) Analytics in strategic decision-making in companies, with a case study at PT Coca Cola Amatil Indonesia. The approach used is qualitative, using library research methods and in-depth interviews with managers and staff of the company's HR department. HR Analytics is a data-based approach used to analyze trends, performance, and predictions of human resources to support more accurate strategic decisions. The study results indicate that PT Coca Cola Amatil Indonesia has implemented HR Analytics in several critical aspects, such as recruitment, performance management, and employee retention. The data collected is used to identify potential risks, support workforce planning, and improve organizational efficiency and productivity. These findings indicate that the use of HR Analytics has a significant contribution to strategic decision-making and increasing the company's competitiveness sustainably.
Copyright (c) 2025 Laura Mizela da Costa, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
The Effect of Competence and Work Environment on Motivation and its Effects on Employee Performance
The purpose of this study is to deduce the extent of how Competence and the Work Environment influences Employee Motivation as well as their role on affecting Employee Performance at PT. Klinik Mega Kartika in Depok, West Java. The primary data used in this research was collected from respondents' answers based on a questionnaire distributed to 39 individuals. The data processing method for this study uses path analysis with SPSS version 20.0. Statistical testing includes the individual parameter significance test (t-test), simultaneous significance test (F-test), and the Sobel test. The results of this study indicate that, simultaneously, the variables of Competence, Work Environment, and Motivation have a significant effect on employee performance. Partially, the analysis shows the following: Firstly, Competence has an effect on Employee Performance, Secondly Work Environment has an effect on Employee Performance, and Third, Motivation has a significant effect on Employee Performance.
Copyright (c) 2025 Muhammad Fathir Poetra Halilintar, Muhamad Halilintar https://creativecommons.org/licenses/by-sa/4.0
Reconceptualization Of Legal Protection Against Medical Malpractice Through The Integration Of Artificial Intelligence Technology
Technological developments, especially artificial intelligence (AI), now present challenges as well as opportunities for legal practice in various sectors. This paper examines how AI integration can reformulate the legal protection paradigm in the context of business law, with particular application to cases of medical malpractice related to inaccuracies in diagnosis and surgical procedures. By combining theoretical analysis and case approaches, this study offers a reconceptualization of legal accountability mechanisms. The proposed new model aims to support a more adaptive, inclusive, and justice-based legal protection system, in line with the ongoing digital transformation. The paper also touches on the initial findings in a dissertation that reviews the medical aspects, as a basis for integrating technological innovations into the business legal framework to improve operational standards and law enforcement effectiveness. The implications of integrating AI are expected to not only stimulate policy reform in the health sector, but also provide a foundation for the development of innovative legal models in the digital age.
Copyright (c) 2025 Rommy Sebastian Koto, Megawati Barthos https://creativecommons.org/licenses/by-sa/4.0
The Utilization Of Artificial Intelligence As An Innovative Solution In Monitoring Mining Activities And Combating Illegal Mining (PETI)
Illegal Mining (Penambangan Tanpa Izin/PETI) is a serious problem causing significant negative impacts on the environment, society, and economy in Indonesia. Conventional monitoring systems used so far face various limitations, such as a lack of human resources, infrastructure, and adequate technology, making the supervision and control of PETI less effective. This article examines the potential utilization of Artificial Intelligence (AI) technology as an innovative solution to improve the effectiveness of monitoring PETI activities. By leveraging AI, monitoring can be conducted in real-time, with accuracy, and across wide areas through the integration of satellite imagery, drones, and IoT sensors. However, the implementation of AI also faces challenges such as limited human resources, infrastructure, data security issues, and insufficient regulations. Therefore, this study recommends collaboration among government agencies, the private sector, and academia, capacity building for human resources, and the formulation of adaptive regulations as strategic steps to optimize the use of AI in monitoring and combating PETI in Indonesia. The findings of this study are expected to serve as a reference for policymakers and practitioners in integrating advanced technology to safeguard the sustainability of natural resources.
Copyright (c) 2025 Safriansyah Yanwar Rosyadi, Ahmad Redi https://creativecommons.org/licenses/by-sa/4.0
Empowerment Of Human Resources As A Strategy To Increase Regional Economic Competitiveness
This research examines human resource empowerment as a strategy to enhance regional economic competitiveness in Indonesia. Human resource empowerment has become a crucial factor in driving local economic growth and creating regional competitive advantages. Using a qualitative method with a descriptive approach, this research analyzes human resource empowerment programs and their impact on regional economic development. The results indicate that successful human resource empowerment is supported by the integration of training programs, education, and skills development aligned with local labor market needs. Improved human resource quality positively impacts work productivity, innovation, and adaptability to economic changes. This study concludes that human resource empowerment needs to be conducted in a structured and integrated manner involving various stakeholders to create an effective human resource development ecosystem that supports regional economic competitiveness.
Copyright (c) 2025 Tiwi Nurhastuti, Elmiwati Elmiwati https://creativecommons.org/licenses/by-sa/4.0
Transparency and Accountability in Village Financial Management to Improve Community Welfare: An Analysis of Village Development Trends in Indonesia
This study analyzes the transparency and accountability of village financial management in improving community welfare in Indonesia. The research method uses a qualitative approach with descriptive analysis of secondary data from publications of the Central Statistics Agency and Ministry of Finance for the period 2022-2024. The results show that Village Fund allocation has increased significantly from IDR 72 trillion in 2024 to IDR 71 trillion in 2025, with incentive distribution to 15,124 outstanding villages. The implementation of digital village financial systems has increased financial reporting transparency by 68% throughout Indonesia. The accountability of village financial management shows improvement through the application of measurable technical, administrative, and legal principles. Community participation in village financial supervision reaches 45% of the total village population. These findings indicate that transparency and accountability in village finances are positively correlated with improved welfare of rural communities. Research recommendations include strengthening village information systems, increasing village apparatus capacity, and optimizing community participation in village financial management.
Copyright (c) 2025 Marcio J. C. Rosa Lay, Karno Karno https://creativecommons.org/licenses/by-sa/4.0
Adoption of Information Technology and its Implications for The Operational Efficiency of Micro, Small, and Medium Enterprises
The digitalization era has transformed the global business landscape, including the Micro, Small, and Medium Enterprises (MSMEs) sector in Indonesia. This study analyzes the impact of information technology adoption on operational efficiency of MSMEs using quantitative approach through surveys of 250 MSMEs in Central Java. Data were analyzed using Structural Equation Modeling (SEM) to examine relationships between information technology adoption variables and operational efficiency. Results indicate that information technology adoption has significant positive effect on MSME operational efficiency with determination coefficient of 0.742. Implementation of point-of-sale systems, e-commerce, and digital inventory management proved to increase operational productivity by 35.6% and reduce operational costs up to 28.4%. Factors influencing adoption include business owner digital literacy, infrastructure support, and financial capacity. These findings provide strategic implications for MSME digitalization policy development and digital transformation strategies for small and medium enterprise sector in Indonesia.
Copyright (c) 2025 Tanty Yuanita, Bambang Bernanthos https://creativecommons.org/licenses/by-sa/4.0
Optimization of Legal Protection for Workers Against Invalid Contracts in Employment Law
Legal protection for workers is a crucial aspect of employment law to ensure welfare and job security. However, in practice, there are still many invalid employment contracts that conflict with laws and regulations, such as the misuse of Fixed-Term Employment Agreements (PKWT) that exceed the specified time limit, fictitious contracts, and agreements that do not provide legal certainty for workers. This study aims to analyze the forms of employment contracts that conflict with employment law and the obstacles to legal protection for workers. This study uses a normative legal method with a statutory approach and an analytical approach focuses on the analysis of Law Number 6 of 2023 concerning Job Creation, Law Number 13 of 2003 concerning Manpower, and other related regulations. The results show that weak supervision, low understanding of workers' rights, and the difficulty of the dispute resolution process are the main factors that hinder legal protection for workers against invalid employment contracts. Therefore, it is necessary to optimize policies and enforce stricter laws so that workers' rights can be protected effectively.
Copyright (c) 2025 Sofhuan Yusfiansyah, Richard Richard https://creativecommons.org/licenses/by-sa/4.0
The Impact of Unclear Limits on Press Freedom on Legal Uncertainty and Efforts to Strengthen Regulations to Realize Professional and Accountable Journalism
This study focuses on the importance of regulating restrictions on press freedom in the dissemination of information in Indonesia to analyze the related legal aspects and identify the impacts that arise due to the unclear regulation. Based on a normative legal study with a statute approach, the main findings obtained indicate that until now, Law Number 40 of 1999 concerning the Press has not specifically regulated the limitations of press freedom, which leads to the potential for abuse of this freedom, such as the spread of hoaxes, slander, or inaccurate information that can harm various parties, both individuals, groups, and the state. It risks weakening the quality of journalism because the media tends to prioritize sensation over accuracy and truth. Therefore, this study emphasizes the urgency of revising and improving existing regulations so that press freedom remains a pillar of democracy, but within clear limits and by legal principles and journalistic ethics, to prevent potential abuse that can damage reputation and social stability.
Copyright (c) 2025 Sofhuan Yusfiansyah, Subianta Mandala https://creativecommons.org/licenses/by-sa/4.0
The Impact of Website Management on MSMEs in Pabelan Village, Semarang Regency
This research examines the influence of website management on the development of Micro, Small, and Medium Enterprises (MSMEs) in Pabelan Village, Semarang Regency. In today's digital era, websites have become an essential part of marketing strategies and business development. This study employed a qualitative approach through interviews and observations of 15 MSME owners who have implemented websites as marketing tools. The results show that proper website management positively impacts market reach, sales, and ease of information access for consumers. MSME owners who actively update content, improve appearance, and respond to customer interactions through their websites experienced an average revenue increase of 35%. These findings emphasize the importance of digital literacy and technical assistance for MSME actors in optimizing their website management as a means of business development in the digital economy era.
Copyright (c) 2025 Erico Indra Martha, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
Fiscal Deficit And Inflation: A Macroeconomic Correlation Study In Indonesia
This research examines the relationship between fiscal deficit and inflation in Indonesia during the 2000-2023 period. Using secondary data from Bank Indonesia and the Ministry of Finance, this study applies correlation and regression analysis methods to test the linkage between these variables. The results show a moderate positive correlation (r=0.61) between fiscal deficit and inflation in Indonesia, with significant but non-linear influences across different periods. Further analysis reveals that this relationship is moderated by factors such as economic growth, Bank Indonesia's monetary policy, and external conditions. These findings imply the importance of synchronizing fiscal and monetary policies to maintain Indonesia's macroeconomic stability, as well as considering structural aspects such as production capacity and government spending efficiency in fiscal deficit management.
Copyright (c) 2025 Rita Sugiarti, Heru Subiyantoro https://creativecommons.org/licenses/by-sa/4.0
State-Owned Enterprises As Development Agent: Between Business Interests And Social Responsibility
This research examines the dual role of State-Owned Enterprises (SOEs) as business entities and agents of national development. The study analyzes how SOEs balance profit orientation with social responsibility in carrying out their function as a state instrument in economic development. Through a literature review approach and document analysis of several SOEs in Indonesia, the research reveals the dynamic relationship between commercial objectives and social missions. The results indicate that SOEs face dilemmas in balancing business efficiency with the public service obligations, while corporate governance emerges as a key factor in optimizing both roles. The research concludes that clear regulatory frameworks and effective monitoring mechanisms are necessary to ensure SOEs can optimally fulfill their dual fuctions.
Copyright (c) 2025 Sonny Setyadhy, Adie Kusna Wibowo https://creativecommons.org/licenses/by-sa/4.0
Legal Reconstruction of the Inequality between Medical Service Procedures by Doctors and Cost Control Policies by Hospitals from the Perspective of Justice for Patients Participating in National Health Insurance
This study discusses the challenges and solutions related to the imbalance between hospital cost control and doctor's medical decisions in the National Health Insurance (JKN) system. The main focus of this study is on the protection of patient rights, strengthening the autonomy of the medical profession, and enforcing more transparent regulations in cost management. The analysis highlights the importance of formulating explicit regulations regarding the division of responsibilities between doctors, hospitals, and BPJS, as well as the need for an active role of the government and society in overseeing the implementation of health policies. The study suggests a more equitable and sustainable system update, by paying more attention to patient medical needs and ensuring optimal service quality without being burdened by inappropriate cost policies.
Copyright (c) 2025 Selvi Relita Fitri, Evita Isretno Israhadi https://creativecommons.org/licenses/by-sa/4.0
The Impact of Globalization on Local Economic Development: Challenges and Opportunities
This research examines the impact of globalization on local economic development in Indonesia, focusing on challenges and opportunities that emerge in an increasingly integrated global economy. Through a qualitative approach using literature review and secondary data analysis, this study identifies that globalization has resulted in increased competition for local producers, dependence on external markets, and pressure on traditional industries. However, globalization also opens access to broader markets, facilitates technology and knowledge transfer, and creates foreign investment opportunities. The research finds that regions with adaptive policies and strong institutional capacity are better able to capitalize on globalization opportunities while minimizing negative impacts. The findings highlight the importance of integrated development strategies between national policies and local initiatives to optimize the benefits of globalization for local economies.
Copyright (c) 2025 Muhammad Fidiandri Putra, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0
Dependence On Debt Financing To Cover The Budget Deficit: Implications For Fiscal Sustainability
This research examines the dependence on debt financing to cover budget deficits and its implications for fiscal sustainability. Using secondary data analysis from government financial reports during the 2010-2023 period, this study finds that the increasing debt-to-GDP ratio has exceeded the limits established within the fiscal sustainability framework. The results indicate that dependency on debt has created pressure on interest payments that absorb a significant portion of the annual budget and reduce fiscal space for priority sector financing. This research concludes that fiscal policy reforms emphasizing enhanced domestic revenue, spending efficiency, and strategic debt management are necessary to ensure long-term fiscal sustainability.
Copyright (c) 2025 Mira Miranda, Sugiyanto Sugiyanto https://creativecommons.org/licenses/by-sa/4.0
Sustainable Development and its Implications for Student Welfare
This research examines the relationship between sustainable development practices in educational institutions and their impact on student welfare. Using a qualitative approach through interviews and observations in five secondary schools, this study identifies that the implementation of sustainable principles in school design, curriculum, and daily operations correlates positively with improved physical and mental well-being of students. The findings indicate that learning environments that apply sustainability principles create an atmosphere that supports students' socio-emotional development, increases environmental awareness, and facilitates effective learning processes. This study recommends further integration of sustainable practices in the education system as a strategy to improve overall student welfare.
Copyright (c) 2025 Tony Margiyanto Adi, Cicih Ratnasih https://creativecommons.org/licenses/by-sa/4.0
Digitalization Of Financial Services And Financial Inclusion In Rural Areas
This research examines the relationship between digitalization of financial services and increasing financial inclusion in rural areas of Indonesia. Through a qualitative approach with interviews and observations in three villages in Central Java, the research identifies that limited internet access, low digital literacy, and infrastructure constraints are the main challenges in implementing digital financial services. However, it was found that branchless banking programs, simple digital wallets, and continuous assistance have successfully increased rural communities' access to formal financial services. Strengthening banking agent networks, structured digital literacy training, and supportive policies are needed to ensure sustainable financial inclusion. The results show that digitalization of financial services has the potential to reduce the financial access gap between urban and rural communities when implemented with consideration of local socio-economic conditions.
Copyright (c) 2025 Rita Ningsih, Yolanda Yolanda https://creativecommons.org/licenses/by-sa/4.0
Digital Readiness Of Msmes In The Industry 4.0 Era: A Study On Culinary Sector Msmes In Tuntang Sub-District, Semarang Regency
This study examines the digital readiness of Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector in Tuntang District, Semarang Regency in facing the Industry 4.0 era. The research employed a descriptive quantitative approach, involving 75 culinary MSME owners through questionnaires and structured interviews. The results show that the majority of culinary MSMEs in Tuntang District are at the "transition" level of digital readiness (62%), while 23% are still at the "basic" stage and only 15% have reached the "advanced" level. Factors influencing digital readiness include the digital literacy of business owners, availability of technological infrastructure, financial support, and demographic characteristics of business actors. The main challenges faced by MSME owners include limited knowledge of digital technology, minimal access to training, limited capital for technology investment, and the age of business actors who are predominantly over 40 years old. This research recommends the need for sustainable technical assistance programs, provision of special funding access for technology adoption, and development of a digital ecosystem that supports the transformation of local culinary MSMEs.
Copyright (c) 2025 Hardian Hardian, Mohammad Halilintar https://creativecommons.org/licenses/by-sa/4.0
Economic Transformation through Digitalization: Case Study of SMEs and E-Commerce Platforms
This research examines the economic transformation process occurring within Micro, Small, and Medium Enterprises (MSMEs) through integration with e-commerce platforms in Indonesia. Using a case study method involving 5 MSMEs in East Java, this research analyzes changes in business models, revenue growth, market expansion, and operational adaptations experienced by MSME actors after joining e-commerce platforms. The findings indicate that digitalization through e-commerce platforms provides an average revenue increase of 45%, expansion of market reach to international markets, and business operational efficiency. However, several obstacles such as digital literacy gaps, uneven infrastructure, and intensifying competition were also identified. This research contributes to understanding the dynamics of digital transformation in MSMEs and provides strategic recommendations for business actors and policymakers to optimize the utilization of e-commerce platforms in local economic development.
Copyright (c) 2025 Albertus Maria Setyastanto, Syaiful Syaiful https://creativecommons.org/licenses/by-sa/4.0
The Role of Investment, Tourism Industry and Tourist Visits in Improving the Tourism Sector in Indonesia
This study looks at how investment, the travel and tourism sector, and visitor numbers affect Indonesia's tourism business. Panel data comprising 41 districts/cities in the provinces of West Java, Yogyakarta, and Bali from 2014 to 2023 is analyzed using the Pooled Least Squares approach. The fixed effect model used to ascertain the impact of investment, the tourism industry, and tourist visits on Indonesia's tourism sector is displayed via linear regression analysis of panel data. The study's findings show that traditional hotels currently get the majority of investments in the tourism sector, while sustainable tourism wants environmentally friendly hotels and expects environmentally friendly tourism practices and regenerative concepts. The tourism sector in Indonesia needs to improve the quality of infrastructure, information technology, and non-leisure resources. Utilizing the wealth of natural resources, setting new standards for tourism excellence, contributing to economic growth, as well as preserving Indonesia's natural and cultural heritage are strategies that can be carried out to attract a lot of investment aimed at addressing the gap in tourism infrastructure.
Copyright (c) 2025 Muhamad Syahiddin, Sumaryoto Sumaryoto , Yolanda Yolanda https://creativecommons.org/licenses/by-sa/4.0
Capacity Development Strategies for Village Apparatus in Improving The Quality of Public Services in Villages Within The Administrative Area of Sumowono Subdistrict, Semarang Regency
This research examines the capacity building strategies for village officials in improving the quality of public services in the administrative area of Sumowono District, Semarang Regency. Capacity development of village officials is a key factor in effective village governance and quality service delivery to communities. This study employed a descriptive qualitative method with data collection through interviews, observations, and documentation studies in five sample villages in Sumowono District. The results show that the capacity development strategies implemented include administrative technical training, mentoring, technical guidance, and village information system development. Supporting factors for capacity development include local government commitment, budget support, and village apparatus participation, while inhibiting factors identified include infrastructure limitations, educational background differences among officials, and personnel turnover. This research recommends strengthening continuous training programs, improving inter-institutional coordination, and enhancing monitoring and evaluation systems to ensure the effectiveness of village officials' capacity development.
Copyright (c) 2025 Sutrisno Sutrisno, Wahyu Murti https://creativecommons.org/licenses/by-sa/4.0
The Influence of Investment, Local Original Income and Non-Oil and Gas Exports on Economic Growth
The purpose of this study was to ascertain how local revenue, investment, and non-oil and gas exports affected economic growth. This study examines economic growth from 2014 to 2023 using data from 34 Indonesian provinces. The selection of the fixed effect model shows that economic growth is highly influenced by investment, local revenue, and non-oil and gas exports. Indonesia's economic recovery is highly dependent on investment in sectors that absorb a lot of labor, ease of business licensing, and security stability so that it can increase local revenue from regional taxes and regional levies. The government must encourage ease of doing business in the regions, reduce levies on mandatory services, regional taxation options between Provinces and Regencies/Cities, and new tax bases.
Copyright (c) 2025 Burhanudin Burhanudin, Darwati Susilastuti, Sugiyanto Sugiyanto https://creativecommons.org/licenses/by-sa/4.0
Dynamics of Revitalization Program Towards Fair and Beneficial Renewal of Oil Palm Plantation in Indonesia
The oil palm plantation revitalization program in Indonesia is a response to the various structural, social, and environmental challenges faced by this sector. The dynamics of the program's implementation reflect the efforts of the government and stakeholders in creating a plantation system that is more equitable, sustainable, and beneficial to the community, especially smallholders. Through the policy of replanting smallholder oil palm (PSR), improving governance, and providing technical and financial support, revitalization is expected to increase productivity, improve the distribution of economic benefits, and reduce ecological impacts. However, various obstacles, such as overlapping regulations, gaps in access, and weak supervision are still real challenges in this renewal process. This paper explores these dynamics by highlighting the roles of key actors, implementation mechanisms, and potential solutions to achieve revitalization goals inclusively and equitably.
Copyright (c) 2025 Firman Saputra, Abdullah Sulaiman https://creativecommons.org/licenses/by-sa/4.0
Food Security and Trade Liberalization: A Strategic Approach for Indonesia
Indonesia, as one of the largest food-importing nations globally, experiences significant volatility in domestic food prices driven by global market fluctuations. The liberalization of trade, particularly in the agriculture sector, has generated mixed outcomes. While empirical studies highlight potential welfare gains, the benefits are disproportionately skewed toward developed countries, leaving developing economy increasingly dependent on food imports. Strategic commodities such as rice, maize, soybeans, and sugar are especially vulnerable, raising concerns over national food security. Moreover, food security in Indonesia encompasses a multi-dimensional framework, involving not only supply and access, but also household-level consumption patterns and state interventions. In light of these dynamics, this paper argues for the formulation of commodity-specific and temporally responsive food security policies. It emphasizes the integration of theoretical and empirical models that incorporate both global trade realities and localized policy responses to ensure sustainable and equitable food resilience in the context of liberalized markets.
Copyright (c) 2025 Jumarni Fare https://creativecommons.org/licenses/by-sa/4.0
Criminal Liability of Perpetrators of Fake Marriage (Marriage Fraud) as a Form of Human Trafficking Crime
The phenomenon of marriage fraud is increasingly widespread and has become one of the new schemes in human trafficking practices, particularly targeting women under the pretext of matchmaking or cross-border marriage. This modus operandi not only violates social and moral norms but also threatens human rights and involves elements of exploitation, which are essential components of human trafficking crimes as regulated in the United Nations Palermo Protocol and Law No. 21 of 2007 on the Eradication of the Crime of Human Trafficking. This study aims to analyze juridically and normatively how criminal liability can be imposed on perpetrators of marriage fraud, whether as the main offenders, recruiters, or parties facilitating this practice. By examining the provisions of the Criminal Code (KUHP), the Human Trafficking Law (UU TPPO), and other related regulations, it is found that the practice of marriage fraud can fulfill the elements of recruitment, transfer, harboring, and exploitation, which legitimately qualify as human trafficking crimes. In the context of criminal law, the liability of perpetrators includes not only individuals but also legal entities or agencies involved in organizing fake marriages. This study encourages the need for a progressive interpretation of the definition of exploitation in the Human Trafficking Law as well as strengthening protection mechanisms and education for vulnerable groups, especially women and migrant workers. With an appropriate legal approach, the practice of marriage fraud can be suppressed, and perpetrators can be held criminally accountable fairly and effectively.
Copyright (c) 2025 Meni Apriani, Faisal Santiago https://creativecommons.org/licenses/by-sa/4.0
Measuring the Effectiveness of Direct General Elections as a Means of Democracy in Regional Head Elections
Direct regional head elections are one of the real manifestations of democracy at the local level in Indonesia. Through this system, the community is given full rights to elect their leaders directly, without intermediaries, as a form of essential political participation. This study aims to measure the effectiveness of direct elections as a means of democracy by examining the extent to which this mechanism can create quality regional leadership, accountable, and responsive to the people's aspirations. In addition, an analysis was carried out on various challenges faced in its implementation, such as the practice of money politics, low political literacy, and the dominance of party elites. The findings show that although direct elections open up wider space for public participation, their effectiveness still depends on the quality of the organizing institutions, the regulations that govern them, and the political awareness of the community.
Copyright (c) 2025 Muhammad Halim, Zudan Arief Fakrulloh https://creativecommons.org/licenses/by-sa/4.0
Practice of Granting Remission for Corruption Convicts Based on the Perspective of Human Rights and the Effectiveness of Corruption Eradication
This study examines the practice of granting remissions to corruption convicts from a human rights (HAM) perspective and its effectiveness in eradicating corruption in Indonesia. Granting remissions, as a form of correctional policy, often reaps controversy, especially when given to perpetrators of corruption who are considered to have caused massive losses to the state. In this context, this study aims to analyze whether granting remissions to corruption convicts is by human rights principles and how it impacts the government's efforts to eradicate corruption. This study uses a normative approach by analyzing applicable laws and regulations and empirical data related to the implementation of remission policies in Indonesia. The results indicate that although remissions are regulated for rehabilitation purposes, their application to corruption convicts needs to be more selective so as not to damage the main objectives of eradicating corruption and social justice.
Copyright (c) 2025 Rezky Pratama, Evita Isretno Israhadi https://creativecommons.org/licenses/by-sa/4.0
The Application Of Branding Concepts In Tourism Villages: Building Local Destination Identity In Banyubiru Subdistrict, Semarang Regency
This research examines the application of branding concepts in the development of tourism villages in Banyubiru District, Semarang Regency. Tourism villages as a form of community-based tourism require appropriate branding strategies to build strong and sustainable destination identities. This descriptive qualitative research used data collection techniques through observation, in-depth interviews, and documentation studies involving local stakeholders. The results show that the application of branding concepts has succeeded in increasing tourist awareness and local community participation, although some challenges were found in implementation consistency. The development of local destination identity through a branding approach has proven to contribute to increasing tourist visits and village economic sustainability. This research recommends strengthening branding strategies through community involvement and managing local assets as elements of differentiation.
Copyright (c) 2025 Siti Juriah, Nugroho Nugroho https://creativecommons.org/licenses/by-sa/4.0
The Influence of Islamic Banking Development on Financial Sector Economic Growth and Its Impact on the Human Development Index (HDI) and Poverty
The purpose of this study is to examine the impact of overall financing, total assets, earnings, total capital, inflation, and the Islamic Banking Service Index (SBSI) on Indonesia's economic expansion, as well as how poverty and the Human Development Index (HDI) are affected by economic expansion. Panel data regression analysis is the methodology employed in this study. The Central Statistics Agency and the Financial Services Authority provided the panel data, which covers 13 Islamic banks in Indonesia from 2014 to 2023. The results show that earnings, total capital, inflation, and SBSI have significant effects on economic growth, whereas total financing and total assets do not significantly influence economic growth. Economic growth, in turn, affects poverty levels and the HDI.
Copyright (c) 2025 Nani Almuin, Ahmad Rodoni https://creativecommons.org/licenses/by-sa/4.0
MPR Annual Session and Substantial Democracy: Considering the Relevance of Constitutionalism and Popular Sovereignty in the Governance of Indonesian Democracy
The institutional transformation of the People's Consultative Assembly (MPR) post-reformation has shifted its constitutional role from the highest state institution to one of the important pillars in the state system that emphasizes the principle of division of powers. The MPR Annual Session emerged as a forum that accommodates the submission of annual reports of state institutions and the President's state address. However, the effectiveness of this forum is still questionable: is it merely ceremonial or does it play a role in strengthening substantial democracy based on people's sovereignty and constitutionalism? This paper examines the relevance of the MPR Annual Session in strengthening substantial democracy in Indonesia through a normative-constitutional approach and the theory of people's sovereignty. The focus of the analysis is directed at the potential of this forum as an accountable deliberative instrument, to strengthen transparency and the mechanism of checks and balances between state institutions. This article argues that strengthening the role of the MPR Annual Session is not merely symbolic, but important in facing the challenges of procedural democracy and oligarchic tendencies in policy practice. Thus, the institutional reform of the MPR Annual Session is a strategic step to realize a more inclusive, responsive, and equitable constitutional democracy.
Copyright (c) 2025 Mohammad Reza, Azis Budianto https://creativecommons.org/licenses/by-sa/4.0
Physical Possession of Land as Evidence of Ownership: Even with Weak Data, It Can Serve as a Basis for Ownership Claims
Life inevitably involves problems, and disputes over land cannot be denied. With the increasing growth of the human population worldwide, more people require land for their needs. Many individuals seek to strengthen their rights over land to prevent interference from others and to establish a clear claim that a particular piece of land has an owner. Article 1, Paragraph 4 of Government Regulation No. 18 of 2021 concerning Management Rights, Land Rights, and Land Registration explains that: “Land Rights are rights obtained from legal relationships between the rights holder and the land, including the space above and below the land, to control, possess, use, benefit from, and maintain the land, as well as the space above and below the land.” The concept of physical possession of land is often used as evidence to demonstrate claims of land ownership in civil court. Uninterrupted, valid, open, and continuous physical possession over a certain period can be considered strong evidence supporting claims of land ownership. Issues related to land ownership rights often raise questions about when someone legally becomes the owner of land from another party. To overcome this difficulty, the government provides certainty of land ownership rights through land registration in the Republic of Indonesia to obtain a certificate. This study uses normative juridical research methods. The results show: First, physical possession of land has evidentiary power for individuals or groups over the benefits of that land. In disputes related to physical possession, land conflicts may arise to recognize and protect the rights of legitimate landowners. It must be ensured that physical possession of land is carried out legally and in accordance with applicable laws. Second, the time limit for physical possession of land does not apply in all situations. There are types of land that cannot be acquired through physical possession. The time limit of physical possession does not automatically confer ownership rights.
Copyright (c) 2025 Hans Karyose, Rineke Sara https://creativecommons.org/licenses/by-sa/4.0
Access To Capital For Micro, Small, and Medium Enterprises (MSMES/UMKM) Through Formal and Informal Financial Institutions
This research examines Micro, Small, and Medium Enterprises (MSMEs) access to capital from formal and non-formal financial institutions in Indonesia. Using a qualitative approach through in-depth interviews with 30 MSME actors in three big cities and secondary data analysis, this study identifies various obstacles faced by MSMEs in accessing capital and potential solutions. The results show that limited collateral, lack of credit history, and administrative procedure complexity remain the main barriers for MSMEs' access to formal financial institutions. Meanwhile, non-formal financial institutions are more accessible but often at higher costs. This research recommends strengthening financial literacy, innovation in credit guarantee schemes, and revitalizing cooperation between formal and non-formal financial institutions to improve MSMEs' access to capital.
Copyright (c) 2025 Adhis Darussalam Pamungkas, Rudi Bratamanggala https://creativecommons.org/licenses/by-sa/4.0
Notary's Responsibility for the Deed of Transfer of Customary Heirs Without the Consent of All Heirs
Legal certainty is a fundamental principle in every legal act, including in the making of authentic deeds by a notary. In the practice of inheritance based on customary law, such as in the Balinese indigenous people, there is often a transfer of inheritance by the holder of the purusa right without involving all the heirs, which is considered valid according to the customary provisions. However, when the notary pours the transfer into the form of an authentic deed without verifying the consent of all heirs, serious problems arise regarding the guarantee of legal certainty. Authentic deeds that should provide protection and strong evidence actually become vulnerable to lawsuits and lose legal force. This has the potential to violate Article 1320 and Article 1338 of the Civil Code regarding the legal conditions of the agreement, and is contrary to Article 16 paragraph (1) letters a and c of Law Number 2 of 2014 concerning the Notary Position which requires notaries to act carefully and impartially. This study aims to examine the extent to which legal certainty can be maintained in the making of customary inheritance transfer deeds that do not involve all heirs, as well as how the responsibility of notaries in such conditions. The research method used is normative juridical with a regulatory approach and case studies. The results of the study show that legal certainty can only be guaranteed if the notary makes the principle of prudence the main reference, including by ensuring that there are no objections from the right parties. In conclusion, the legal certainty of authentic deeds in the context of customary inheritance is highly dependent on the integrity of the notary in bridging customary law values and positive law in a balanced and objective manner.
Copyright (c) 2025 Davina Malem Peraten Ketaren, Faisal Santiago https://creativecommons.org/licenses/by-sa/4.0
Village Enterprise 4.0: Marketing Communication Innovation Driving Rural Economic Impact
The digital revolution has transformed Village-Owned Enterprises (BUMDes) marketing and management operations, with this study combining Integrated Marketing Communication Theory and Marketing Mix frameworks to examine digital transformation by developing an integrated model connecting marketing communication strategies, management information systems, digital competencies, and resource management. Employing a cross-sectional quantitative design with 174 participants selected through the Slovin formula and utilizing structured questionnaires analyzed via PLS-SEM methodology, the research reveals significant impacts of marketing communication strategies (β=0.689), management information systems (β=0.667), digital competencies (β=0.614), and resource management (β=0.638) on BUMDes performance. The investigation, conducted in the Bangka Belitung Islands Province, aims to evaluate digital transformation's influence on BUMDes performance and rural economic development, with the research model accounting for 72.7% of BUMDes performance variance and 70.8% of rural economic impact variance, thus establishing a comprehensive framework for BUMDes digital transformation.
Copyright (c) 2025 Erwin Erwin, Burham Isnanto, Ari Amir, Koki Rahmat https://creativecommons.org/licenses/by-sa/4.0
Providing Legal Certainty to the Board of Directors Through the Implementation of Integrated Governance, Risk and Compliance (GRC) So That There Are Limits of Liability for Problems and Losses Occurring in BUMN
This study discusses the implementation of integrated Governance, Risk, and Compliance (GRC) as a legal protection mechanism for BUMN Directors in dealing with problems and losses that occur. GRC combines three main elements corporate governance, risk management, and legal compliance that work synergistically to increase transparency, and accountability, and reduce uncertainty in decision making. Effective GRC implementation provides legal certainty for Directors, by proving that they have acted in good faith and accordance with applicable regulations. This study also identifies challenges in implementing GRC in BUMN, as well as the importance of the role of technology and changes in organizational culture in supporting the implementation of an effective GRC system.
Copyright (c) 2025 Eunike Petra Rebecca Pariela, Azis Budianto https://creativecommons.org/licenses/by-sa/4.0
Factors Influencing Gold Purchasing in Indonesia: A Literature Review
This study aims to analyze the factors influencing gold purchasing and investment in Indonesia based on existing literature. Using the VOSviewer application, the study maps the relationships between keywords frequently appearing in studies related to gold purchasing, which are divided into two main clusters: global external factors and local Indonesian factors. The analyzed studies indicate that factors such as gold prices, promotions, investment literacy, and the socio-economic impact post-COVID-19 pandemic play a significant role in influencing consumer decisions to invest in gold. Additionally, gender factors in small-scale gold trade were also found to affect the dynamics of the gold market in Indonesia. This study provides insights into the complexity of factors influencing the gold market and offers recommendations for stakeholders to formulate policies and strategies that are more responsive to social and economic changes.
Copyright (c) 2025 Fanny Rahma Wiranti, Wirda Nursanti https://creativecommons.org/licenses/by-sa/4.0
Green Transformation: Orchestrating Creative Economy To Revitalize The Potential of Bangka Belitung
The development of a sustainable creative economy in Bangka Belitung represents a complex exploration of economic transformation, investigating the critical interplay between green capabilities, digital readiness, external support, and sustainability awareness through an innovative quantitative research approach using Partial Least Squares Structural Equation Modeling (PLS-SEM). By analyzing data from 357 creative entrepreneurs through an online survey conducted in November-December 2023, the study employs a 5-point Likert scale to examine environmentally friendly production practices, digital platform benefits, training access, and environmental understanding, revealing that external support and sustainability awareness have the most significant influence on green business performance with path coefficients of 0.751 and 0.761, respectively. The research addresses significant gaps in previous literature by developing a unique theoretical framework that connects green capabilities with digital readiness in the local creative economy context, ultimately explaining 78.4% of variation in green business performance and 78.6% in business sustainability. The findings confirm the critical importance of integrating organizational resources and unique capabilities to achieve sustainable competitive advantage, providing substantial theoretical contributions to the creative and green economy while offering practical recommendations for local governments, educational institutions, and business actors to develop targeted training programs, curricula, and strategies that support green economic transformation.
Copyright (c) 2025 Ferry Bakti, Burham Isnanto, Amri Amri , Jack Saputra https://creativecommons.org/licenses/by-sa/4.0
The Impact of the Moratory Policy on Hotel and Villa Development on Investment in Bali Tourism Development
The growth of Balinese tourism has produced important notes on the impact of increasingly uncontrolled regional exploitation. Land conversion and exploitation of natural resources are of particular concern to the government. In response to this condition, the Coordinating Minister for Maritime Affairs and Investment, Luhut Binsar Panjaitan, issued a moratorium policy on hotel and villa development in Bali. The moratorium policy aims to overcome the negative impacts of over-tourism followed by the conversion of agricultural land, congestion, and environmental degradation. The problem that arises is that the moratorium policy will have an impact on uncertainty and even hinder investment plans in the tourism sector in Bali. However, this moratorium policy also encourages a shift in tourism development in the outskirts of Bali that has not been touched by tourism investment progress. The development moratorium policy is planned to be implemented in Denpasar, Badung, Gianyar, and Tabanan areas. To answer this problem, a normative legal research method is used, where the results of the research conducted are that the hotel and villa development moratorium policy in several areas of Bali will have an impact on decreasing the value of tourism investment and a negative value on local economic growth in Bali.
Copyright (c) 2025 I Nengah Pasek Suryarwan, Faisal Santiago https://creativecommons.org/licenses/by-sa/4.0
Intellectual Property Rights (IPR) Protection of Palembang Songket Weaving as Traditional Cultural Heritage in Indonesia
The Palembang songket woven fabric is one of Indonesia’s traditional crafts that holds high historical, cultural, and economic value. It is a cultural heritage with deep historical roots dating back to the era of the Palembang Darussalam Sultanate. Songket fabric is not only a symbol of textile aesthetics but also represents spiritual values and the social structure of the traditional Palembang community. With its distinctive weaving techniques and rich motifs, the philosophical meaning of songket has become an intangible cultural expression passed down through generations. However, in the era of globalization and the expansion of the modern textile industry, songket faces various challenges, including unauthorized commercial exploitation, design counterfeiting, and the degradation of cultural values. This study aims to analyze the legal protection mechanisms through Intellectual Property Rights (IPR) for Palembang songket as traditional cultural heritage. The method used is normative-juridical research, with analysis of national regulations such as Law Number 28 of 2014 on Copyright, Law Number 20 of 2016 on Trademarks and Geographical Indications, and international conventions such as the 2008 UNESCO Convention for the Safeguarding of Intangible Cultural Heritage. This study applies an IPR framework with a collective rights and cultural approach, alongside regional regulations like the South Sumatra Provincial Regulation Number 5 of 2015 on the Preservation and Development of Regional Culture. This regulation emphasizes the importance of developing a commodity-based protection system and incorporating customary law to preserve and economically empower local artisan communities. Adequate legal protection will strengthen songket's position as both a cultural identity and a sustainable economic asset. The results of this research recommend an integrative approach between positive law and culturally-based commodity empowerment to establish fair, sustainable, and contextual protection for Palembang songket woven fabric as an inseparable part of Indonesia’s cultural identity.
Copyright (c) 2025 Merry Aryanti, KMS Herman https://creativecommons.org/licenses/by-sa/4.0
Implications of Differences in Professional Certification Authority between Bank Indonesia and the Financial Services Authority on the Effectiveness and Mitigation of Systemic Risk in the Financial Services Industry
This study examines the problem of disharmony in the regulation and implementation of professional certification in the financial services sector after the issuance of Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (PPSK Law). The main focus of the study is the analysis of the overlapping authority between the Financial Services Authority (OJK) and Bank Indonesia (BI) and the impact of granting certification authority to professional associations as stated in Article 261 of the PPSK Law. The provision is considered to create dualism in the certification system that weakens the integrity and accountability of the competence of professional personnel in the financial industry. This study reviews the differences in approach between the Professional Certification Institution (LSP) based on the Indonesian National Work Competency Standards (SKKNI) and certification organized by professional associations and evaluates its implementation by OJK and BI. Through a juridical-normative approach and supported by empirical data from strategic institutions, this study finds that the lack of system integration and lack of institutional coordination have an impact on the non-uniformity of competency standards and the potential for systemic risk in the financial services sector. Therefore, a policy harmonization model is needed that emphasizes the importance of integrating the SKKNI-based certification system, with LSP as the main implementer and professional associations as supporting partners, to ensure equal and credible HR quality across all financial services subsectors.
Copyright (c) 2025 Miftakul Azis, Zudan Arief Fakrulloh https://creativecommons.org/licenses/by-sa/4.0
Protection of Personal Data of Indonesian Migrant Workers regarding Certainty of Protection of Indonesian Migrant Workers while in the Destination Country
Indonesian Migrant Workers (PMI) are a vulnerable group who face various risks in destination countries, including the potential for misuse of their personal data. As the migration process becomes digital, the volume and sensitivity of PMI data managed by various parties increases, creating a strong urgency for data protection. This study aims to analyze the relationship between personal data protection and the certainty of legal protection and overall security of PMI in destination countries. Using a qualitative research method based on secondary data analysis covering Law Number 27 of 2022 concerning Protection of Personal Data (UU PDP), Law Number 18 of 2017 concerning Protection of Indonesian Migrant Workers (UU PPMI), reports from related institutions, and case studies, this study examines the legal framework, international dimensions, risks, and implementation challenges. The findings show that the PDP Law is an important legal foundation, complementing the PPMI Law, but its implementation faces significant challenges related to institutional capacity, coordination, private sector compliance, system security, PMI literacy, and cross-border law enforcement. Strengthening comprehensive and integrated PMI data governance is urgently needed to ensure the security and certainty of protection of PMI rights abroad.
Copyright (c) 2025 Muhammad Abdurrohman Sholih, Richard Richard https://creativecommons.org/licenses/by-sa/4.0
Factors Affecting the Distribution of Consumer Segment Financing and Its Implications on the GRDP of the Financial Services and Insurance Sector as well as MSME Empowerment in Indonesia
Examining the variables affecting consumer financing distribution and its effects on the GDP of the insurance and financial services industries, as well as the empowerment of Micro, Small, and Medium-Sized Enterprises (MSMEs) in Indonesia, are the goals of this study. Panel data regression analysis is the methodology employed in this study. The data utilized consist of panel data from 15 provinces with the best performance in Islamic bank financing, based on reports registered at the Financial Services Authority (OJK), encompassing a ten-year span from 2014–2023. The study's findings show that the distribution is positively and significantly impacted by Third Party Funds (DPK), inflation, the number of Islamic banks, and digital transactions of Islamic financing for the consumer segment. Furthermore, the distribution of Islamic financing positively influences the GRDP of the financial services and insurance sector and MSME empowerment in Indonesia.
Copyright (c) 2025 Nani Almuin, Pudji Astuty https://creativecommons.org/licenses/by-sa/4.0