Merly Cahya Putri. Ekosistem Fintech Syariah: Meninjau Model Pinjaman Online dalam Bingkai Ekonomi Islam. JOUMI [Internet]. 2024 Dec. 7 [cited 2025 Mar. 15];2(4):12-20. Available from: https://ejournal.alhafiindonesia.co.id/index.php/JOUMI/article/view/386