Miftakul Azis and Zudan Arief Fakrulloh 2025. Implications of Differences in Professional Certification Authority between Bank Indonesia and the Financial Services Authority on the Effectiveness and Mitigation of Systemic Risk in the Financial Services Industry. Jurnal Multidisiplin Indonesia. 3, 2 (Jun. 2025). DOI:https://doi.org/10.62007/joumi.v3i2.487.